KUMO's co-founders built the first production version of this YC S20 fintech as its founding engineers. Now a long-term KUMO client, scaled by the same team.
About
Production AI and Software for growing businesses and startups.
- 13+
- Years the founders have built software
- YC S20
- Volopay, built from V1
- $31M+
- Raised by Volopay, built from V1
KUMO is a software and AI services company. We build production AI, software platforms, and AI integrations for businesses across the US, UK, Europe, and Asia.
KUMO's co-founders built the first production version of Volopay, a Y Combinator S20 fintech that's gone on to raise $31M+, as its founding engineering team. Volopay is now a long-term KUMO client, and the same senior software engineers now help founders, startups, and businesses, deploying AI on strong software architecture.
We also run our own product, CampaignHQ, a cloud-native customer engagement platform live on G2 and Capterra. Running our own product means we understand what it takes to operate software in production, not just deliver it.
Operating proof
Built by people who have shipped, scaled, and operated software.
We run our own cloud-native customer engagement platform, live on G2 and Capterra.
We build for businesses across the US, UK, Europe, and Asia.
Founders
Three co-founders.
KUMO HQ brings production-engineering experience to businesses that want the depth of a senior team without the time it takes to build one in-house.
Selected work
See what we have shipped.
Fintech · Global · YC S20 · $31M+
Volopay
Built by KUMO's co-founders as Volopay's founding engineers, before KUMO. Now a long-term client we scale as their software and AI partner across 6 countries.
Read the story -> B2B SaaS · India · our own product
CampaignHQ
Cloud-native marketing automation SaaS we built, run, and operate. Live on G2 and Capterra. AWS Partner.
Read the story -> Wealth · Singapore · multi-family office
Farro Capital
External software and AI engineering partner to a Singapore multi-family office. An on-demand senior team, engaged for fintech expertise.
Read the story -> Fintech · Indonesia · consumer credit
FLIN
Mobile credit and financial-health app for Indonesia: WhatsApp OTP, live KYC, and credit-bureau integration built for regulated workflows.
Read the story -> B2B rental · India · Ralco Group
Equipp
Production rental marketplace for a 25-year IT hardware leader. B2B and B2C in one platform.
Read the story -> AI audio · Europe · consumer
Kaft
Personalised AI news podcast: two-host episodes from a listener's interests, rendered on serverless GPU.
Read the story -> Premium matchmaking · US · iOS
Nuancers
AI-powered iPhone matchmaking for professionals, live on the App Store.
Read the story -> B2B procurement · multi-agent AI
Racepoint
Multi-agent LLM procurement platform where AI agents handle queries, configuration, and quotes.
Read the story -> Real estate · WhatsApp AI · LatAm
Klickie
Antler-backed WhatsApp-native AI platform for property listings and visit booking.
Read the story ->What clients say
Founders and teams who build with us.
KUMO are our go-to consultants when it comes to solving deep fintech technical architecture problems and building custom AI tools.
Impressed with their timely project completion, transparency, and honesty. They built our equipment rental platform end-to-end.
We were impressed by their know-how, communication, and proactivity. Fair, transparent agreements. I can comfortably recommend KUMO.
Building our fintech app for Indonesia and Philippines markets. Senior team, fast moves, and quality you can trust on regulated workflows.
Great developer company. We created a B2B SaaS start-up with the help from KUMO and the result turned out great. Good value.
I loved working with KUMO. Great communication, timely delivery, and a "go-the-extra-mile" culture that was very much aligned with ours.
Their willingness to go the extra mile and find solutions was impressive. Timely delivery without ever compromising on quality.
They exhibited a strong desire to engage in discussions beyond their direct work. Strong product thinking, not just code execution.
The collaboration was great. It was like we were one team. I was pleasantly surprised, given the cost, by the quality of the work.
They grasped the concept and executed to create exactly what I needed. High-quality work, delivered on time, with clear communication throughout.
Extreme professionalism, attention to detail, and craftsmanship. What most impressed me was the willingness to go above and beyond along the entire journey.
It's been great working with the team at KUMO. They really understood our vision and helped us bring it alive. My users absolutely love the app and we can't wait to continue building with them.
Tell us what you're solving for.
We'll listen first, ask the right questions, and follow up with a clear proposal.